PERSONALIZED FINANCIAL PLAN

Our relationship with our clients starts with the development of a comprehensive financial plan designed to achieve their long term financial goals. During the process, we review investment, retirement, insurance, tax and estate planning aspects of each client’s situation. The plan will be reviewed and updated annually to reflect changes in both your objectives and key assumptions.

RANGE OF ADVICE

We aim to be our client’s CORE financial advisor. All members of the Advisory Team can provide advice on a broad range of topics. We can also recommend other professional advisors, such as accountants and estate lawyers who can assist you with the many different aspects of your financial plan.

INVESTMENT PHILOSOPHY

Generally, we maintain essentially a conservative investment philosophy. We look at each client’s risk tolerance and develop a suitable investment approach to maximize their long term growth. We believe in the disciplined approach to investing which espouses a “buy and hold” strategy and periodic portfolio re-balancing. Changes will be made as a result of a client’s change in financial situation or investment objectives.

Our clients benefit from many possible alternate investment strategies designed to take advantage of all market conditions, changes, tax laws and new financial products.

INVESTMENT ALTERNATIVES

We are an independent firm of professionally qualified financial advisors. We do not represent any single bank, trust company, life insurance or investment firm. This gives us the freedom to bring the best financial products from the entire market place to our clients that best serve the unique needs of each client.

SERVICE STANDARDS

Each client will receive on-going advice and an annual stewardship meeting. All client inquiries or problems will be researched and dealt with in a friendly and efficient manner by our Service Team.

As well, every telephone call is returned the same day by the advisor or someone else on our team.