Basically, annuities are personal income plans. You exchange capital for guaranteed income payments. These payments can be arranged to last from five years or up to a lifetime. Income can be designed to be paid to a husband and wife for their lifetime and include a guaranteed payment to the estate. Who should look at an annuity income?



- Want guarantees?

- Want income you can’t out live?

- Not interested in constantly managing investments?
- Need a bridging income between 60 and 65 when government benefits begin?
- Retiring young?